1. Introduction

Welcome to Merilend Consulting Company C.O Limited ("Company", "we", "our", "us"). These Terms of Service ("Terms", "Terms of Service") govern your use of our website located at www.merilendconsulting.com (the "Service") and any consulting services provided by Merilend Consulting Company C.O Limited, registered in England and Wales with company number 16181615.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service or engage our consulting services.

2. Definitions

For the purposes of these Terms of Service:

  • "Client" refers to any individual or entity engaging our consulting services.
  • "Service" refers to the website and any consulting services provided by Merilend Consulting Company C.O Limited.
  • "Agreement" refers to the formal consulting service agreement between the Client and Merilend Consulting.
  • "Deliverables" refers to any reports, documents, presentations, or other materials provided to the Client as part of our consulting services.
  • "Intellectual Property" refers to all patents, rights to inventions, copyright and related rights, trademarks, service marks, trade names, domain names, rights in get-up, rights in goodwill or to sue for passing off, unfair competition rights, rights in designs, rights in computer software, database rights, topography rights, moral rights, rights in confidential information and any other intellectual property rights.

3. Use of Service

3.1 Eligibility

You must be at least 18 years of age to use this Service. By using our Service, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement with us.

3.2 Account Registration

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

3.3 Account Security

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. Consulting Services

4.1 Service Scope

Merilend Consulting Company C.O Limited provides business management consulting, investment advisory, market research, growth strategy development, corporate restructuring, and international business consulting services. The specific scope of services provided will be detailed in a separate consulting agreement.

4.2 Client Obligations

The Client agrees to:

  • Provide accurate and complete information necessary for the provision of services;
  • Cooperate with Merilend Consulting as may be required;
  • Pay all fees and charges in accordance with the terms of the Agreement;
  • Comply with all applicable laws and regulations.

4.3 Service Limitations

Our consulting services are provided for informational and advisory purposes only. We do not guarantee specific outcomes or results. Financial decisions based on our consultations are made at the Client's discretion and risk.

5. Fees and Payment

5.1 Fee Structure

Our fees for consulting services will be outlined in the consulting agreement. We may charge fixed fees for specific projects or hourly rates for ongoing services. All fees are exclusive of VAT and other applicable taxes.

5.2 Payment Terms

Unless otherwise agreed in writing, payment terms are as follows:

  • An initial deposit of 30% of the project fee is due upon signing the consulting agreement;
  • Remaining payments will be billed according to the schedule specified in the agreement;
  • Invoices are payable within 14 days of receipt;
  • Late payments may incur interest charges at 4% above the Bank of England base rate.

5.3 Expenses

Reasonable expenses incurred in the provision of services (including travel, accommodation, and other project-related expenses) will be charged to the Client in addition to the agreed fees, subject to prior approval.

6. Intellectual Property

6.1 Ownership

Merilend Consulting retains ownership of all intellectual property rights in all materials, methodologies, and tools used or developed during the provision of services, except where expressly agreed otherwise in writing.

6.2 License to Client

Upon full payment of all fees, the Client is granted a non-exclusive, non-transferable license to use the deliverables provided by Merilend Consulting for the Client's internal business purposes only.

6.3 Client Materials

The Client retains ownership of all materials and information provided to Merilend Consulting in connection with the services. The Client grants Merilend Consulting a license to use such materials solely for the purpose of providing the services.

7. Confidentiality

Each party agrees to keep confidential all information disclosed by the other party that is marked or identified as confidential or that would reasonably be understood to be confidential given the nature of the information and the circumstances of disclosure ("Confidential Information").

Neither party shall use or disclose the other party's Confidential Information except as necessary to perform its obligations under the Agreement. Each party shall protect the other party's Confidential Information using at least the same degree of care it uses to protect its own confidential information, but in no event less than reasonable care.

8. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Merilend Consulting Company C.O Limited, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your use of or inability to use the Service;
  • Any conduct or content of any third party on the Service;
  • Any content obtained from the Service; and
  • Unauthorized access, use or alteration of your transmissions or content.

Our liability for direct damages shall be limited to the total amount paid by the Client to Merilend Consulting for the services giving rise to the claim during the six (6) month period preceding the event giving rise to the liability.

9. Termination

9.1 Termination by Client

The Client may terminate the consulting services at any time by providing thirty (30) days written notice to Merilend Consulting. The Client shall be responsible for payment of all services performed up to the date of termination.

9.2 Termination by Merilend Consulting

Merilend Consulting may terminate the consulting services if:

  • The Client fails to pay any amount due within thirty (30) days of the due date;
  • The Client materially breaches any provision of these Terms or the consulting agreement and fails to remedy such breach within fourteen (14) days of being notified of the breach;
  • The Client becomes insolvent, enters into administration, or takes or is subject to any action similar to the foregoing.

9.3 Effect of Termination

Upon termination:

  • All licenses granted shall immediately terminate;
  • The Client shall pay all outstanding amounts due;
  • Each party shall return or destroy all Confidential Information of the other party.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Dispute Resolution

Any dispute arising out of or in connection with these Terms or the consulting services shall be referred to and finally resolved by arbitration under the Rules of the London Court of International Arbitration, which Rules are deemed to be incorporated by reference into this clause. The number of arbitrators shall be one. The seat, or legal place, of arbitration shall be London, England. The language to be used in the arbitral proceedings shall be English.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

13. Contact Us

If you have any questions about these Terms, please contact us:

  • By email: info@merilendconsulting.com
  • By mail: 63 St. Mary Axe, London, England, EC3A 8AA
  • By phone: +44 20 5837 4732

These Terms of Service were last updated on February 19, 2025.